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MEDICARE

Turning 65 and Medicare

Turning 65 is when many people first become eligible for Medicare, but the right enrollment path depends on whether Medicare starts automatically and whether you have other coverage.

Schedule a MeetingCall Jim Kennedy (561) 862-8880

Start With Parts A and B

Before choosing Medicare Advantage, Medigap or Part D, first determine when you need Part A and Part B and whether you should enroll right away or coordinate Medicare with employer coverage.

What to Consider Before You Choose

  • Find out whether Medicare enrollment will be automatic or requires action.
  • Review employer or retiree coverage before deciding whether to delay Part B.
  • Understand the timing of your Medicare enrollment periods.
  • Compare Original Medicare plus Medigap and Part D with Medicare Advantage before choosing a path.
  • Do not wait until the last minute if you need underwriting, prescriptions reviewed or provider networks checked.

A Better Way to Approach Turning 65

Treat Medicare as a sequence of decisions rather than a single plan purchase: enrollment timing first, then coverage structure, then the specific insurance plan.